Lost cash from your bank account? What you need to do right away

Written by hana

To protect yourself from all these risks associated with fraud, discover all these tips to respond and keep your banking details safe.

What to do in case of credit card fraud?

Bank account

Bank account. Source: spm

Have you noticed debts in your bank account that you are not the instigator? You may be a victim of credit card fraud. By consulting your bank account, you notice that large amounts of money are missing and that the only solution is to contact your bank and file an objection to your bank card. Anyone can find the coordinates from your bank card And you used it online, or it was stolen from you.

To correct this scam, you should immediately contact your bank and block your credit card, as suggested on the site. Insurance, Bank, Savings Information Service. You can also file an opposition request on your online account. Then, you will have a form to complete to report all fraudulent purchases made with your credit card as per your bank’s terms. This will allow you to get your money back as soon as possible. However, the banking institution may refuse to pay in certain cases, especially if this indicates the serious negligence of the card user or the storage of bank data, among other things.

How do you protect your data from credit card fraud?

Ban blue card

Ban blue card. Source: spm

To protect your bank details, never lend your card, even to a relative, as it must remain personal. After that, keep your bank card in a safe place. Do not leave it lying in your wallet to avoid the risk of losing it and always check that you have it with you. When you receive your bank card, remember to sign it as soon as you receive it so the fraudster can’t put his signature on it. After that, never communicate your banking details by email, phone or text message. Finally, when you use your card to withdraw money from an ATM, do not distract strangers and enter your code away from prying eyes.

What to do in case of credit card fraud via fraudulent text messages?

scam text messages

Fraudulent text messages. Source: spm

There are other types of fraud that can damage your bank accounts. In fact, there is SMS phishing. This technique consists of sending you a text message containing a link that may contain a virus. This malware can contaminate your smartphone and steal your personal information such as your banking details. Some hackers can also impersonate your bank to ask you to update your banking details and your online app.

If you receive a message from an unknown recipient and are asked to click on a link, do not risk contaminating your mobile phone and deleting the SMS directly. When you have doubts when receiving an SMS, do not reply to the received message and do not click on the specified link. Pay attention to messages asking you to contact your bank. If it is already too late and you have already clicked on the link, apply for the opposition on your bank card, in particular In the event of a fraudulent debit on your account. Also change all your passwords on your online banking accounts.

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